InsurTech & FinTech newsletter - October 2026
News from Ledger, Nalo and Mipise.
3 min read
The companies in the InsurTech & FinTech portfolio continued their announcements around securing digital assets, savings management and exchanges with their investors.
Ledger
Sources: https://www.ledger.com/blog-ledger-wallet-october-2026 ; https://via.tt.se/pressmeddelande/4598664/introducing-ledger-atomtmeverything-you-value-finally-secure?lang=en
Ledger is extending Ledger Wallet with the launch of Crypto Loan, rolled out gradually since 7 October. The service lets eligible users borrow stablecoins (USDC or USDT) using their wrapped BTC (cbBTC or wBTC) as collateral, directly from the application. The solution relies on Morpho, via Yield.xyz. High-value actions, such as Morpho Vault approvals, go through Ledger's Clear Signing mechanism, which makes it possible to check the operations on the device before validating them. The feature provides access to liquidity without necessarily selling one's digital assets. Ledger presents itself as a technology provider and not as the lender, and recalls that lending and borrowing carry risks, including loss of capital.
At Ledger Op3n 2026, on 15 October in Paris, the company presented Ledger Atom and announced Ledger Agent Intent. Ledger Atom is a security and privacy device that runs everyday applications and aims to protect money, identity, messages and the AI agents acting on the user's behalf. Presented as "quantum-ready", it is expected in the summer of 2027. Ledger Agent Intent, for its part, lets AI agents propose actions, which arrive in a single queue so that the user can review and approve them on their Ledger device, the agents never holding the keys. It is available now on compatible Ledger devices and will be integrated into OpenClaw. The principle: agents propose, the human approves.
Ledger is also taking part in the AI & Fintech XRP Ledger Hackathon organised in New York on 24 and 25 October by XRPL Commons, alongside Ripple, the XRP Ledger Foundation, Mastercard, AWS and QuickNode. The 36-hour event brings developers together around four tracks: Agentic Finance, Lending & Borrowing, Protocol Innovation and an open track. The Agentic Finance track covers infrastructure that lets AI agents pay and manage funds on the XRP Ledger. Ledger is among the partners offering a dedicated bounty, alongside Mastercard, QuickNode and AWS.
Nalo
Source: https://www.linkedin.com/posts/nalo_nalo-investissement-aezpargne-activity-7516751048703873024-jN_x
Nalo looks back on its key figures: for 9 years, more than 22,000 investors have trusted it, and the platform now exceeds €600 million in assets under management. It also shows an average rating of 4.7/5 given by its clients. Its model rests on fully online management, complemented by support from experts, and on investment strategies personalised according to each investor's objectives and time horizon. Nalo's approach is to adapt allocations to its clients' projects rather than to offer a single strategy. As with any financial investment, these investments nevertheless carry a risk of loss of capital.
Mipise
Mipise Group took part in the Bank Acceleration fair, where the company welcomed several of its investors and spoke with them about its ambitions and its projects. According to the company, these exchanges strengthen its visibility and consolidate its position as a committed and innovative player in fintech and payments. Mipise thanked its investors for their trust, as well as the visitors who came to meet it.