InsurTech & FinTech newsletter - February 2026

Ledger

_Source : https://www.linkedin.com/posts/ledgerhq_tradfi-x-defi-building-the-financial-infrastructure-activity-7427274981463629824-UeKY?utm_source=share&utm_medium=member_desktop&rcm=ACoAADAfxocB0uZizz0bB8AGhVIZlLitpi10oSU_

1inch "intent-based" swaps arrive on Ledger Wallet Ledger announces the integration of 1inch "intent-based" swaps directly in Ledger Wallet. This feature allows users to access better liquidity in order to obtain optimised rates on their DeFi transactions. Swaps can be carried out with no gas fees, while benefiting from the security of the Ledger signer. This integration aims to simplify the decentralised trading experience while maintaining a high level of protection for digital assets

Making crypto more accessible through community experiences Ledger is also continuing its efforts to democratise access to digital assets through community initiatives. The company recently organised a "Lotería Night" in Austin in partnership with San Antonio Spurs Sports & Entertainment. The event allowed participants to discover digital assets in a social and familiar setting. For Ledger, this type of initiative illustrates the importance of creating accessible experiences to facilitate the understanding and adoption of crypto.

Secure Polygon staking via Ledger Wallet Ledger is also strengthening its integration with the Polygon ecosystem by enabling staking of the POL token directly from the Ledger Wallet app. Thanks to an integration with Yield.xyz, users can generate rewards while keeping their private keys offline. This approach combines the ease of use of the app with the hardware security of the Ledger signer, allowing asset holders to take part in staking while minimising risks.

Training the future professionals of finance As part of its Ledger N3XT educational initiative, the company welcomed students from the MSc Financial Markets & Investments programme at SKEMA Business School for a session devoted to the future of financial infrastructure. Experts from the banking sector and the blockchain ecosystem, including from BPCE, Bpifrance and Ledger, exchanged with students on the convergence between traditional finance and decentralised finance.

An academic partnership around Web3 security Ledger is also partnering with the University of Nicosia to contribute to the online programme "Mastering Web3". In this context, the company acts as an instructor on issues of digital wallet security, privacy and operational risk management. The partnership notably includes a module dedicated to wallet security as well as a discussion on the future of digital ownership, reinforcing the importance of education in the Web3 ecosystem.

Nalo

_Source : https://www.linkedin.com/posts/nalo_nous-publions-aujourdhui-les-performances-activity-7432696075553062912-mpgN/?utm_source=share&utm_medium=member_desktop&rcm=ACoAADAfxocB0uZizz0bB8AGhVIZlLitpi10oSU_

March, financial education month with the Nalo Academy For financial education month, Nalo is highlighting the Nalo Academy, a programme designed to help everyone better manage their money, invest more intelligently and prepare their financial future. The platform offers six practical modules covering essential topics such as investing, life insurance, salary negotiation and retirement planning. While a majority of French people report feeling stress related to their finances, this initiative aims to offer simple, concrete tools to take back control of their financial situation.

Nalo 2025 performance results published. Nalo has also published the 2025 performance of its investment solutions. Over the year, the classic Nalo Patrimoine portfolio, invested 100% in equities, posted a return of 7%. This result is based on a globally diversified allocation, covering different asset classes and sectors of activity. The company emphasises its transparency approach by communicating only actual performance, from portfolios that are actually invested, and not simulations or backtesting. To make comparisons easier, Nalo systematically distinguishes actual data from simulated data, annualised performance and the associated level of risk.

Recap of AI Day 2026 Nalo was also present at AI Day 2026 organised by France Digitale at STATION F, an event bringing together more than 2,000 founders, executives, investors and decision-makers. Discussions focused on how to turn artificial intelligence into a genuine strategic lever for companies. Among the key takeaways are the importance of integrating AI at the heart of the business model, the evolution of visibility strategies towards generative engines, and the need for organisational alignment to succeed in an AI-driven transformation. For Nalo, these exchanges confirm that AI must above all serve to improve experience, performance and decision-making, when it is implemented in a structured and responsible way.