InsurTech & FinTech newsletter - October 2025

Ledger

_Source : https://www.linkedin.com/posts/ledgerhq_2014-ledger-launched-2016-ledger-nano-activity-7384604006524039168-P3_i?utm_source=share&utm_medium=member_desktop&rcm=ACoAAAAIHtkBtjLOoOGIogPh2Fto07GxubTliZo_

🔒 Ledger – A new era of digital ownership

🆕 Launch of the Ledger Nano Gen5

Ledger unveils its new signer: the Ledger Nano Gen5, combining proven security and ease of use.

Built-in Bluetooth, Clear Signing, design by Susan Kare — everything for a smooth and secure experience.

💡 Ledger Live becomes Ledger Wallet

Ledger is renaming its products:

• Hardware wallets become signers, genuine proofs of digital identity.
• The Ledger Live app becomes Ledger Wallet, the all-in-one space to manage, buy, sell and secure digital assets.

🌍 Cash-to-Stablecoin with Noah

Thanks to a partnership with Noah, users can now instantly convert their euros or dollars into stablecoins directly in Ledger Wallet.

A major step forward for a faster, more inclusive and borderless financial system.

👥 Ledger Multisig for teams

New solution for SMEs, DAOs and crypto projects: Ledger Multisig combines institutional security and ease of use, with clear transaction verification and collaborative management with no subscription.

🎨 Limited editions

Ledger presents new colours for its Flex™ and Nano S Plus™ models: Ferro Fuchsia and Crimson Magenta.

🤖 Culture & innovation

Ledger is strengthening its internal culture with dedicated training for product teams on generative AI and continuous innovation, illustrating its vision: building not only the technology of the future, but also the teams that will shape it.

Nalo

_Source : https://www.linkedin.com/posts/nalo_engagement-aezducation-finance-activity-7381221777710030848-f6zF?utm_source=share&utm_medium=member_desktop&rcm=ACoAAAAIHtkBtjLOoOGIogPh2Fto07GxubTliZo_

💼 Nalo – Simple, educational and engaged finance

📉 Livret A rate cut to 1.70%

Regulated savings accounts retain their role as precautionary savings, but their limited yield makes them poorly suited to long-term projects.

Nalo encourages a balanced approach between security and performance, via solutions such as life insurance or the PER.

📽️ Market analysis – September 2025

Franklin Morin, chief investment officer, decrypts economic news and the major year-end trends in a video available on Nalo's YouTube channel.

⚓ Launch of exclusive structured products

Two new offerings — Nalo Rivage 2 and Nalo Ascension 2 — enrich the Nalo Patrimoine life insurance contract, combining partial capital protection, predictable yield and diversification.

💶 2025 inequalities barometer

The Observatoire des inégalités unveils the distribution of income in France. Nalo recalls the importance of economic understanding in order to act and invest better over the long term.

📰 Stronger media presence

Nalo is multiplying media appearances — Le Monde, Le Figaro, LCI, TF1, Mouv' — on the themes of investment, young people's savings and financial education.

🤝 Partnership with the École de la 2ᵉ Chance

A strong commitment to the inclusion of young people in difficulty, through the transmission of the basics of financial and professional culture.

💡 Core values

Serenity, transparency, adaptation and excellence guide all of Nalo's actions to offer savings aligned with each life project.

Mipise

_Source : https://www.linkedin.com/posts/mipise_mipise-fintech-regtech-activity-7387082677402894337-hh04?utm_source=share&utm_medium=member_desktop&rcm=ACoAAAAIHtkBtjLOoOGIogPh2Fto07GxubTliZo_

💳 Mipise – Accelerator of digital and collaborative finance

🚀 Launch of Mipise Payment Services

A major new step for the group: more than 6,000 accounts opened and €60 million of flows processed in the first months.

This subsidiary, authorised by the ACPR, is positioning itself as a key player in embedded payments serving fintechs, investment platforms and associative players.

🎤 Interview with Sébastien Bik

The chairman of Mipise Payment Services looks back on the genesis of the project and shares his vision of a reference payment institution for new digital uses.

📖 Mipise in Challenges magazine

Michel Ivanovsky highlights the group's mission: to offer modular and secure digital solutions to support the transformation of collaborative finance.

Mipise continues its development towards new markets, supported by recognised expertise in Fintech, Regtech and Legaltech.

💬 Lyon Fintech Forum

A notable presence for Mipise at the 5th edition of the Fintech Forum, alongside tech and finance players.

Discussions notably covered cybersecurity and the new risks linked to artificial intelligence.

🏦 Continued growth

Mipise is strengthening its role as a solid and innovative player in digital financial services, with new offerings to come in impact online banking.

Iznes

Iznes welcomes LBO France among its clients and strengthens its position in the unit-linked investment market. The company was also a partner of Investment Day 2025 organised by Finance Innovation, dedicated to innovation and financial sovereignty in Europe.

Learn more: here