InsurTech & FinTech newsletter - February 2025

Ledger

🔹 Ledger 106 Experience at NFT Paris

A unique event combining art, technology and community, organised with Refraction DAO. At 106 Temple, Ledger's new headquarters in Paris, immersive installations, live minting and exchanges with industry leaders illustrated the future of blockchain and digital art.

🎥 Relive the highlights: Link

🔹 Digital asset security: a priority in the face of threats

As the SEC vs Coinbase case was closing, the Bybit hack recalled the persistent security risks. Ledger Enterprise strengthens protection with:

✅ Clear Signing & secure Approvals – Transactions validated on a dedicated device

✅ Multi-level governance – Multiple approvals for transfers

✅ Whitelisting – Sending only to pre-approved addresses

✅ Off-chain enforcement – Security independent of smart contracts

📈 Ledger TRADELINK also reduces counterparty risk through off-exchange trading.

🔹 The Clear Signing initiative

Blind transactions expose users to attacks. Ledger supports the transition to Clear Signing, now adopted by MetaMask. This initiative enables transparent verification of transactions.

🔗 More on Clear Signing: Link

🔹 Web3, Blockchain & AI: an exclusive event at NFT Paris

With KRYPTOSPHERE® and Ledger, more than 300 participants explored:

🎤 Working in Web3 – Panel with KPMG, Deblock, Adan and The Big Whale

🤖 AI x Blockchain – Discussion between OpenAI and Ledger

🎥 Aftermovie available here: Link

🔹 Crypto & AI: a technological revolution

📺 Ledger on CNBC – AI brings digital abundance, crypto scarcity. Ledger secures this equation with proofs of humanity and solutions for AI's autonomous transactions.

🔹 Limited edition Ledger Stax x Gustav Klimt

🎨 Partnership with the Belvedere Museum for an exclusive edition featuring Klimt's The Kiss. A bridge between heritage and innovation.

🔗 Learn more: Link

🔹 Securing digital life

📢 LEAP25 – Discussion with Louise Minchin:

🔐 Smartphones & PCs = not secure

🔒 Ledger = personal digital vault

⚡ Evolving security with the Ledger Donjon

📢 Innovation and security remain at the heart of Ledger's commitments for a safer digital future.

Nalo

_Source : https://www.linkedin.com/posts/nalo_nalo-academie-assurance-vie-activity-7292452342992384000-xVML?utm_source=share&utm_medium=member_desktop&rcm=ACoAACiVbUoB29tKf_tziCuE3Skohz0UJf11-48_

🔹 Finances & couples: a guide to managing money as a pair 💑

Short of ideas for Valentine's Day? This is the ideal moment to explore our free training on finances in the couple and the family.

💡 Whether you are married, in a civil union or simply considering it, this guide helps you ask the right questions:

✅ How to split expenses?

✅ Should you have a joint account?

✅ Marriage, PACS, cohabitation: which option to choose?

✅ Investing as a couple, how to go about it?

📥 Download the guide here: Link

🔹 New! Understand everything about life insurance 📘

You think life insurance is only about succession? Think again! Discover through our 100% digital and free training:

✅ The projects financed by a life insurance policy 🏝️

✅ Its advantages & drawbacks ⚖️

✅ Investment possibilities 💸

✅ How to integrate it into your wealth strategy 🤔

📥 Download your free guide: Link

🔥 Join +2,500 readers who have taken back control of their finances with Nalo Academy!

📢 Investing involves a risk of capital loss.

Mon Petit Placement

_Source : https://www.linkedin.com/posts/mon-petit-placement_ceux-qui-font-bouger-les-lignes-de-la-finance-activity-7295070901803343872-xr9V?utm_source=share&utm_medium=member_desktop&rcm=ACoAACiVbUoB29tKf_tziCuE3Skohz0UJf11-48_

📢 New products and a 2026 profitability target!

After a record year, Mon Petit Placement is preparing to launch two new products and is aiming for profitability by 2026. Thomas Perret, founder and CEO, unveils the Lyon fintech's strategy.

🚀 Mon Petit Placement: investments, education and ambitions for 2026!

🔎 More than 25,000 clients trust us. Why not you?

📊 Net performance after management fees (excluding tax) between 1 and 31 January 2024 (Source: Quantalys).

⚠️ Investing involves a risk of capital loss. Past performance is not a guide to future performance.

Mipise

_Source : https://www.linkedin.com/posts/mipise_privateequity-haektellerie-investissement-activity-7300095878147547139-agjL?utm_source=share&utm_medium=member_desktop&rcm=ACoAACiVbUoB29tKf_tziCuE3Skohz0UJf11-48_

In early 2024, Mipise had the pleasure of working with Christophe Delacour and Eric de Kervénoaël to create the management company BALESTRA.

The custom digital solutions for BALESTRA:

📄 Subscription form with management of the different share types

🔍 KYC matrix and AML-CFT scoring

💼 A high-performing and secure platform

A few weekly check-ins later, the platform was ready to use to collect the first subscriptions.

Context of the operation:

BALESTRA is starting with a second vintage after the success of the vehicle dedicated to the Single Family Office Verdoso, with a targeted Private Equity strategy on sector turnaround.

ACCESS HOTEL 150 fund

🏨 Strategy: Targeted hospitality with strategic acquisitions

♻️ Responsible investment: SRI label (pending) and SFDR Article 9

⚖️ Controlled risk: SRRI 3/7

💰 Optimised taxation: Private Equity, tax advantages