InsurTech & FinTech newsletter - December 2024

Ledger

_Source : https://www.linkedin.com/posts/ledgerhq_you-may-have-noticed-that-your-sats-are-worth-activity-7273361303337910272-WtcQ?utm_source=share&utm_medium=member_desktop_

Ledger: Innovating for a secure crypto future

🔐 Promoting digital ownership

Ledger continues to establish itself as a leader in cryptocurrency security, with more than 7 million hardware wallets sold since 2014. On the occasion of its 10th anniversary, the company is celebrating a landmark year marked by Bitcoin reaching $100,000.

💡 Recent highlights

1. Art & Crypto: On the Ledger podcast, Ismail Tazi S (TRAME Paris) and Erick Calderon (Art Blocks) discuss generative art, digital ownership and their collaboration on the Cryptopunks gallery exhibited in Marfa.

1. MoonPay integration: Ledger Live now lets users sell crypto via bank transfers, PayPal, Venmo or bank cards in more than 80 countries.

1. Mastering Ledger Live: A step-by-step tutorial led by Hayeram Rammy Kim guides users to manage their digital assets with simplicity and security.

🏛️ New headquarters: 106 Temple

Ledger is opening a new headquarters in Paris, designed as a community and innovation hub for the crypto universe. Discover the behind-the-scenes of this project with Mo El-Sayed, Ariel Wengroff and Réda Nafaa.

🎙️ Podcasts & reflections

The latest episodes explore:

• Bitcoin at $100,000: What this means for the industry.

• Lessons from 2024 and predictions for the future.

• Self-custody as a pillar of individual sovereignty.

🎁 A gift to secure your crypto

Treat yourself or your loved ones to a Ledger device – because without your keys, you do not own your coins.

📲 Find out more:

• 🌍 Ledger Live: https://lnkd.in/d3RRDUsR

• 🎧 Podcasts and resources: https://lnkd.in/dDpKVXKU

• 🛒 Secure your crypto: https://shop.ledger.com

Nalo

Nalo: Simplifying investment to prepare for the future

🔍 The PER, a little-known but essential tool

Launched in 2019, the retirement savings plan (PER) modernises retirement savings, but remains little used in France. According to an IPSOS survey, the main reasons are:

1️⃣ Lack of financial means.

2️⃣ Funds being locked in.

3️⃣ Unfamiliarity with the product.

Nalo believes in the PER's potential to prepare for a serene retirement, despite uncertainties about the future of the public system.

🏆 Awards for the Nalo PER

• Bronze medal awarded by Le Particulier.

• Winner of the PER Awards 2024, discretionary management category, by Finance Héros.

Mon Petit Placement

_Source : https://www.linkedin.com/posts/podcast-le-declic-alec-henry_linvestissement-ne-devrait-pas-%C3%AAtre-un-privil%C3%A8ge-ugcPost-7275562305734496257-XkcL?utm_source=share&utm_medium=member_desktop_

Mon Petit Placement continues to make investment accessible to everyone thanks to an ambitious vision driven by its founder, Thomas Perret. In just a few years, the company has turned an idea into a concrete success:

• Key figures: €200 million under management, 25,000 clients, and a team of 50 people in Lyon.

• Thomas Perret's vision: Make investment simple and within everyone's reach, by breaking the myths surrounding the world of finance.

🎙️ In a recent episode of the podcast Le Déclic, Thomas looks back on:

• His background: a childhood where talking about money was natural.

• His challenges: three years without clients, the market crash in 2020… and the resilience needed to overcome these obstacles.

• His goal: democratise access to investment so that every French person can benefit from it, even with modest means.

💡 Focus on the PER:

Mon Petit Placement already attracts nearly 900 clients drawn to its retirement savings plan (PER), thanks to

• An attractive tax reduction.

• The ability to prepare a comfortable retirement starting today.

• Ideal timing to take advantage of tax benefits before year-end.

With its PER and its democratisation mission, Mon Petit Placement continues to prove that investment is within everyone's reach. 🚀

Iznes

_Source : https://www.linkedin.com/posts/iznes_communiqu%C3%A9-de-presse-activity-7275072833137872896-KXQA?utm_source=share&utm_medium=member_desktop_

📢 New client

Edmond de Rothschild joins the IZNES marketplace, confirming its leadership in financial innovation. 🚀

Iznes: A major step forward in digital finance

🌐 DLT experiment with the European Central Bank and the Banque de France

IZNES collaborated with the Eurosystem on a groundbreaking experiment integrating central bank money (CeBM) on interoperable blockchains.

💡 Key points:

• Use of Hash Time Locked contracts for secure DVP (delivery versus payment) transactions.

• Partners: AXA IM, BNP Paribas, Generali, Ofi Invest AM, Société Générale and FORGE.

• Results: Blockchain interoperability, reduced costs and delays, stronger security.

This innovation lays the foundations for a new impetus for financial markets thanks to digital money tokens.

🔗 Learn more: Link to the article