Mon Petit Placement: Mandalore Partners sells its stake to Malakoff Humanis

Eight years after the founding idea, five years after supporting its first clients, Mon Petit Placement is taking a new structural step in its history. The Malakoff Humanis group, which owns La France Mutualiste (already a shareholder since 2022), today becomes majority shareholder of the Lyon-based fintech. A pivotal moment, the result of a conviction that has remained intact: to make investing accessible to everyone, without exception.

A chosen rapprochement, not a merger

This capital move is neither a merger nor an integration, but a deliberate majority stake taken with the backing of Mon Petit Placement's management. This strategic choice allows the company to secure additional resources to accelerate, while preserving its cultural, operational and strategic independence.

Thomas Perret, the company's founder, remains chairman and shareholder, with a strong long-term commitment (at least six years):

"I chose this rapprochement. Because it allows us to stay aligned with our convictions without giving in to short-term pressure."

A social mission that has become a viable business model

From the outset, Mon Petit Placement has gone against the grain of traditional wealth-management codes. By focusing first on first-time investors with a few thousand euros, the fintech has established itself as a committed player in the democratisation of investing.

With nearly 30,000 clients supported, €200 million under management and growth driven by simple, educational and accessible solutions, the company has shown that its approach - sometimes seen as atypical - made sense: economically, humanly, socially.

In practice, nothing changes... except the outlook

With this transaction, Mon Petit Placement's fundamentals remain unchanged:

• The teams remain in place.
• The headquarters remain in Lyon.
• Clients keep their tools and their support.
• Independence in the choice of investment vehicles is maintained.

What this partnership does allow is to think bigger. Among the acceleration priorities mentioned:

• Flouze, the mobile financial-education app, will be able to draw on more resources to reach a wider audience.
• A B2B2C approach, to help other players offer a simple investment proposition to their communities.
• An intensification of educational work, with accessible tools, plain-language content and stronger human support.

A model more relevant than ever

At a time when the French increasingly express the need to understand, master and anticipate their financial future, Mon Petit Placement's offering meets a strong societal expectation. And with this new majority partner, the promise is clear: keep the entrepreneurial and activist DNA, while structuring sustainable growth.

Conclusion: a new chapter, still the same direction

This rapprochement marks the start of a new chapter, without a break. A step designed to give Mon Petit Placement the means to widen its impact, while keeping what makes it distinctive: a deep will to put finance at the service of as many people as possible.

About Mandalore Partners

Mandalore Partners is transforming the traditional venture-capital landscape by introducing an innovative approach: VC-as-a-Service. This model goes well beyond a simple capital contribution.

It is built on a suite of strategic services to help companies navigate complex environments, accelerate their growth and anticipate emerging trends. This proactive, hands-on model has made it possible to build a solid track record by giving startups the resources, expertise and connections they need to succeed.

Mandalore Partners' ambition is to act as a true partner, alongside entrepreneurs, to turn ambitious visions into concrete realities. Through tailored strategies and ongoing support, several of the most promising Insurtech startups have been accompanied at every stage of their development - from seed funding through scale-up and beyond.