Rothschild & Co Asset Management acquires a stake in IZNES, the European leader in the distribution of blockchain fund units

Si vous voulez lire la version française de cet article, cliquez ici.

Rothschild & Co Asset Management Europe, an independent asset management company, is taking a minority stake in IZNES, the first European marketplace for blockchain-based fund investments. This acquisition marks an important step towards the digital transformation of fund distribution and opens up new opportunities for investors.

Rothschild & Co Asset Management Europe, an independent asset management company, is taking a minority stake in IZNES, the first European marketplace for blockchain-based fund investments. This acquisition marks an important step towards the digital transformation of fund distribution and opens up new opportunities for investors.

IZNES offers asset management companies a disruptive alternative to traditional distribution channels, enabling them to benefit from the advantages of blockchain technology. Thanks to this innovative platform, investors can subscribe directly to all types of French, Luxembourg and Irish funds with asset managers. This solution significantly facilitates the subscription processes, providing an improved and more efficient customer experience.

By choosing IZNES as its partner, Rothschild & Co Asset Management Europe aims to become one of the most innovative players in the asset management sector by adopting the latest technological advances. This collaboration will enable the management company to optimise its operations and take advantage of the many benefits offered by blockchain technology, through direct contact with its clients and a reduction in transaction costs. The listing of Rothschild & Co Asset Management Europe's range of funds on IZNES has already begun.

"We are pleased to partner with IZNES, a leading player in blockchain-based fund distribution," says Pierre Baudard, Managing Partner of Rothschild & Co Asset Management Europe. "This partnership will enable us to simplify and improve our fund distribution process, while offering our clients an unprecedented level of security and efficiency. We are confident that this collaboration will help strengthen our market position and better serve the needs of our institutional and retail clients”.

Christophe Lepitre, Chairman of IZNES: "I am delighted that Rothschild & Co Asset Management Europe has taken a stake in IZNES, which marks an important step in our development. The group has solid experience in fund management and distribution, which will be invaluable to us. In addition, the range of products available to investors on IZNES is enriched by Rothschild & Co Asset Management Europe funds".

For more information:

Rothschild & Co Asset Management Europe

Muriel Helvadjian

Tel: +33 1 40 74 49 24

muriel.helvadjian@rothschildandco.com

About IZNES

IZNES is Europe's first blockchain-based fund investment marketplace. IZNES offers asset managers a disruptive alternative to traditional distribution channels and allows institutional investors to subscribe directly to all types of French, Luxembourg and Irish funds from asset managers. IZNES' use of blockchain technology offers its clients an optimal level of security and resilience. IZNES is a regulated investment company supervised by the ACPR and the AMF; IZNES' license has been extended to Luxembourg and Ireland.

For more information: www.iznes.io

Twitter: @IZ_NES

LinkedIn: IZNES

About Rothschild & Co Asset Management Europe

Rothschild & Co provides independent M&A, strategy and financing advice, as well as investment and wealth management solutions to large institutions, families, individuals and governments around the world. With nearly 3,500 financial services professionals on the ground in more than 40 countries, our teams offer a unique global perspective. Rothschild & Co is an independent, family-owned group that has been at the center of the world's financial markets for over 200 years.

As the specialist asset management division of the Rothschild & Co group, we offer personalized asset management services to a wide range of institutional investors, financial intermediaries and distributors. Our development is based on a range of open-ended funds, marketed under four strong brands: Conviction, Valor, Thematic and 4Change, and benefiting from our long-term expertise in active and conviction management as well as in delegated management. Based in Paris and with offices in 9 European countries, we manage more than €23 billion and employ nearly 150 people.

For more information: https://am.fr.rothschildandco.com

Nalo accueille un nouvel actionnaire de référence, opération menée par Mandalore Partners, Corporate Venture-as-a-Service dans les services financiers

If you want to read the english version of this press release, click here.

Nalo, l’un des leaders français du conseil financier en ligne, accueille le Groupe APICIL comme nouvel actionnaire de référence. Cette opération, organisée par Mandalore Partners, permettra à  Nalo d’accélérer son développement et de s’imposer sur le marché de l’épargne digitale.

Paris, le 21 avril 2023

• La fintech Nalo annonce une cession de titres, accompagnée d’une nouvelle augmentation de capital auprès du Groupe APICIL.

• Cette opération est accompagnée par Mandalore Partners, Corporate Venture Capital as a Service, spécialiste des entreprises technologiques innovantes du secteur de l’épargne.

• Ce nouveau financement permettra à Nalo d'accélérer son développement de manière indépendante, afin de poursuivre sa mission : permettre à tous les particuliers d'investir simplement pour financer tous leurs projets de vie.

Nalo vient de conclure une nouvelle opération de financement, afin de pérenniser sa croissance et de s’imposer sur le marché français de l’épargne.

L’opération a été menée par Mandalore Partners, spécialiste du Corporate Venture-as-a-Service autour des métiers de l’assurance, de l’asset management et de l’épargne. À l’issue du processus, le Groupe APICIL, 3ème groupe français de protection sociale, devient le nouvel actionnaire majoritaire de Nalo. Le reste du capital est réparti entre les membres de l’équipe dirigeante de Nalo.

Cette opération fait suite aux deux levées de fonds réalisées en 2018 et en 2020. Elle a pour objectif d’accompagner le développement des activités de Nalo et la croissance de ses actifs sous gestion, en toute indépendance : l’entreprise conservera sa pleine autonomie structurelle et opérationnelle pour atteindre ses objectifs.

“Nous sommes très heureux d'accueillir le Groupe APICIL au sein du capital de Nalo, se félicite Numa Jequier, CEO de Nalo. Ce financement va nous permettre de continuer à cultiver les spécificités qui font notre succès depuis 2018, tout en bénéficiant de l’appui d’un groupe déjà bien installé, qui partage notre vision et notre esprit d’innovation. Notre mission reste inchangée : révolutionner l’univers de l’épargne en développant la plateforme digitale qui permettra à tous les Français d’investir sereinement pour chacun de leurs projets de vie. Nous voulons leur donner l’assurance de bénéficier à la fois de la meilleure expérience client, de frais ultra-compétitifs et d’un conseil financier sur-mesure.”

“Nous avons été séduits par le projet unique de Nalo et par le très beau chemin parcouru depuis la création de l’entreprise, déclare Eric Rosenthal, Directeur général adjoint Épargne & services financiers du Groupe APICIL. Nalo dispose déjà d’une position solide sur un marché en pleine croissance, d’une marque forte et d’une équipe de très grande qualité.”

Mandalore Partners, qui a mené l’opération, continuera d’accompagner Nalo et le Groupe APICIL dans ce projet de croissance. “Nous avons pour objectif de développer les actifs sous gestion de Nalo au-delà de 1 milliard d’euros, en apportant cette proposition de valeur unique aux épargnants encore trop nombreux à ne pas disposer d’une offre d’investissement dynamique et adaptée à leur profil” détaille Minh. Q Tran, Directeur associé de Mandalore Partners.

La feuille de route de Nalo pour les prochains mois prévoit notamment de perfectionner le parcours et l’expérience client, ainsi que de développer l’offre. Dans cette perspective, des recrutements seront effectués dans tous les pôles d’expertise : investissement, produit, technique, conseil financier, service client et marketing.

L’épargne digitale, un marché en plein essor

Le marché de l’épargne a atteint un total de 5 700 milliards d’euros en France au troisième trimestre 2022, en dépit du contexte inflationniste et des turbulences économiques. Certains produits créent un réel enthousiasme, à l’instar du PER qui pèse déjà près de 70 milliards d’encours, 3 ans après son lancement. Le dynamisme des opérations dans le secteur de l’ épargne digitale montre la confiance grandissante des français envers les nouveaux services en ligne qui leur permettent d’investir de façon plus simple, plus transparente, en maîtrisant leurs frais.

Nalo, un leader à la conquête de nouveaux clients

Nalo, fintech française de conseil et de gestion automatisée de patrimoine, a été lancée en 2018. Elle propose à ses clients une offre inédite sur le marché, qui combine une technologie Multiprojets© unique en France avec une méthode d’allocation et de sécurisation progressive ultra-personnalisée, sans profils de risque type.

Son projet ambitieux lui a permis de s’imposer rapidement comme l’un des leaders français de l’épargne en ligne, avec près de 400 millions d’euros d’encours sous gestion en 2022, répartis entre son assurance vie et son PER. Surperformant largement par rapport à la moyenne des fonds patrimoniaux entre 2018 et 2021 sur le portefeuille standard de son assurance-vie, Nalo s’illustre également en proposant un portefeuille thématique éco-responsable choisi par plus de la moitié de ses clients.

Reconnue pour la qualité de ses services, l’équipe de Nalo a remporté en 2022 le TOP d’Or de la meilleure Assurance-Vie en ligne dans la catégorie « Grand prix du jury » ainsi que les Coupoles « Education financière » de l'Agefi.

Liste des intervenants

• Cédants : NALO

• Acquéreur : Groupe APICIL

• Conseil Acquéreur : Mandalore Partners

• Conseil juridique Acquéreur : Lawways

• Conseil M&A Cédants : Largillière Finance

• Conseil juridique Cédants : Yards

À propos de Nalo

Nalo est l’un des leaders français du conseil et de l’épargne en ligne, pionnier de l’investissement par objectifs. Depuis sa création en 2018, sa mission est de permettre aux particuliers d’investir sereinement et sans effort afin d’atteindre chacun de leurs objectifs de vie : retraite, achat immobilier, projet personnel, transmission ...

Nalo s’appuie sur l’alliance de la technologie et du conseil humain pour proposer une gestion pilotée entièrement sur mesure, adaptée à la situation et aux projets de chacun, sans profils-types et à moindres frais. A ce service 100% digital s’ajoute l'accompagnement personnalisé de l'équipe des conseillers Nalo, constituée d’anciens banquiers privés.

Plus d’informations sur le site de Nalo.

À propos du Groupe APICIL

Le Groupe APICIL, 3e groupe français de Protection Sociale avec 3,3 Md€ de chiffre d’affaires, propose une gamme complète de solutions performantes et adaptées en santé- prévoyance, épargne et services financiers ainsi que retraite pour particuliers et professionnels. Chaque jour, les 2 180 collaborateurs du Groupe apportent leur expertise aux plus de 51 500 entreprises et 1.8 millions d’assurés protégés. Paritaire et mutualiste, le Groupe accompagne ses clients au plus près de leurs attentes en répondant à leurs besoins dans toutes les étapes de leur vie. En ligne avec sa raison d’être « Par une relation proche et attentionnée, soutenir toutes les vies, toute la vie », le Groupe APICIL est très investi en matière de RSE avec un engagement fort : promouvoir l’inclusion.

Plus d’informations sur le site du Groupe APICIL. Suivez ses actualités sur Twitter.

À propos de Mandalore Partners

Mandalore Partners est un (Corporate) Venture Capital-as-a-Service pour les entreprises, family offices et sociétés en croissance qui souhaitent dé-risquer leurs programmes d’innovation avec des investissements stratégiques et financiers avec de la mesure d’impact.

Nous combinons un sourcing global basé sur de l’intelligence artificielle et une méthodologie unique (« asset-builder ») pour développer des technologies innovantes avec les corporates.

Nous investissons dans les technologies autour des métiers de l’assurance, l’asset management et de l’épargne.

Pour plus d'informations, veuillez contacter minh@mandalorepartners.com.

Contacts presse

• NALO

  Agence Verbatee

  Jérôme GOAER - 06 61 61 79 34 / j.goaer@verbatee.com

  Valérie SABINEU - 06 61 61 76 73 / v.sabineu@verbatee.com

  Florence BASTIEN - 06 61 61 78 55 / f.bastien@verbatee.com

• APICIL

Karine Marie

Relations presse et médias Direction de la communication externe

Tel : 04 72 27 70 80

Port : 06 99 15 66 59

Karine.marie@apicil.com

• MANDALORE PARTNERS

Minh Q. TRAN - 06 22 26 30 97

press@mandalorepartners.com

NALO - société par actions simplifiée au capital social de 822 490 € 
Siège social : 21 rue Pierre Leroux - 75007 Paris – France - RCS Paris : 818 577 090.
Email : contact@nalo.fr - Téléphone : 01 83 81 26 55

Conseiller en Investissements Financiers adhérent à l’ANACOFI-CIF sous le n° E008433, association professionnelle agréée par l’Autorité des Marchés Financiers (AMF).
Inscrit à l’ORIAS sous le n° 16002555 en tant que Conseiller en Investissements Financiers et Courtier en Assurance, activité régulée par l’Autorité de Contrôle Prudentiel et de Résolution (ACPR).

Nalo Patrimoine est un contrat d’assurance-vie libellé en euros et/ou en unités de compte dont l’assureur est Generali Vie.
Nalo PER est un Plan d’épargne retraite libellé en euros et/ou en unités de compte dont le gestionnaire est Apicil.

Les performances passées ne préjugent pas des performances futures. Investir en bourse présente un risque de perte en capital. Les performances présentées ne tiennent pas compte des éventuels arbitrages ou dépôts/retraits réalisés par les clients de Nalo.

Nalo welcomes a new reference shareholder, operation led by Mandalore Partners, Corporate Venture Capital-as-a-Service in financial services

Si vous voulez lire la version française de ce communiqué de presse, cliquez ici.

As one of the leaders in the French market for online financial services, Nalo welcomes Groupe APICIL as its new reference shareholder. This operation was organized by Mandalore Partners, and will accelerate Nalo’s growth and its standing on the market for digital savings solutions.

• Fintech Nalo announces a sale of securities as well as a capital increase in partnership with Groupe APICIL

• This operation unfolded with the help and consulting of Mandalore Partners, a Corporate-Venture-as-a-Service asset manager which specializes in digital innovation in the field of savings plans and insurance.

• This new financing will allow independent growth and development on the side of Nalo, and will thus enable the company to further fulfill its mission, which consists in enabling all private individuals to invest, so that they can fund every single one of their projects.

Paris, April 21st 2023

Nalo just settled a new funding operation, which will insure sustained growth and enable the company to assert its importance on the French market for savings solutions.

The operation was lead by Mandalore Partners, an asset management firm specialized in Venture Capital-as-a-Service in the field of insurance and savings. The outcome of this new funding operation will consist in the third biggest social insurance group in France, Groupe APICIL, becoming Nalo’s new majority shareholder, while the rest of the capital is dispatched with members of the management team.

This operation takes place in the aftermath of two fundraising rounds, in 2018 and 2020, with its main goal being to fund the continued development of Nalo’s business activities and the growth of its assets under management while preserving the start-up’s independence and full structural and operational autonomy in striving to reach these goals.

Numa Jequier, the CEO of Nalo, reported that the company is “thrilled to welcome Groupe APICIL as a shareholder. This funding round will also keep nurturing the specific strengths that have made us successful as a company since 2018, while benefiting from the support of Apicil’s solid and long-lasting reputation. We share the vision and innovative spirit, with Nalo’s mission staying the exact same : we want to revolutionize the savings ecosystem by creating a digital platform which will enable every French person to invest securely in every one of their projects, while knowing that they benefit from the very best customer experience and customer care, from very competitive fees and from tailor-made financial advisory services.”

Eric Rosenthal, Vice-General Director of the Savings and Financial Services Department at Groupe APICIL, says that the group was “impressed by the unique project behind Nalo, and by the long way that the start-up has come since it was created. Nalo already benefits from a strong positioning in a growing market, as well as from a distinctive brand and very competent team.”

Mandalore Partners has steered this operation and will keep consulting Nalo and the Groupe APICIL in the context of this project. Minh Q. Tran, the Managing Partner at Mandalore, says that their goal is to “expand Nalo’s AUM up to over one billion euros by bringing the start-up’s unique value proposition to the many savers that do not yet have access to such dynamic and custom-made savings and investments.”

Nalo’s roadmap in the upcoming months revolves around the strengthening of every department at the company (investments, product, technology, financial services and marketing), around the improvement of the customer experience and the assertion of the brand’s name, accompanied by an expanded product line.

Digital savings investment solutions are a highly-growing market

The savings market represented 5700 billion euros in Q3 2022 in France, despite the unfavorable and unstable economic context, notably characterized by high inflation. Financial products like the French PER (retirement savings plan) get a lot of enthusiasm from the public, a total of 70 billion euros having already been invested in such PERs in only 3 years. The French increasingly trust digital savings solutions, as shown by how dynamic operations in the field of digital savings solutions are : the public is attracted to solutions allowing for a simple and transparent investment process, which also allows for control over associated fees.

Market leader Nalo is aiming for an expansion of its client base

Nalo is a French fintech start-up which specialized in digital and automated asset management and consulting. It launched in 2018 with an innovative product combining a unique multi-investment technology (Multiprojets©) and progressive, tailor-made asset allocation and securitization, without the need to have users choose between different risk profiles.

Its ambitious plan revolves around a rapid assertion as one of the leaders in the French online savings industry : they already have over 400M AUM in 2022 between its life insurance and retirement savings plans. With regards to the average performance of such products between 2018 and 2021, Nalo’s results really distinguish themselves, especially so on their standard life insurance portfolio. The company also makes its mark by offering an alternative, responsibility and ESG themed portfolio which was selected by over half of its clients.

The Nalo team was awarded the TOP d’OR Award for the best online life-insurance savings plan as well as the Agefi Coupoles “Education Financière” (financial education award), making it a widely renown stakeholder in the French market.

List of the parties involved 

• Seller : NALO

• Buyer : Groupe APICIL

• Buyer’s Counsel : Mandalore Partners

• Buyer’s Legal Counsel : Lawways

• Seller’s M&A Counsel : Largillière Finance

• Seller’s Legal Counsel : Yards

About Nalo

Nalo is one of the French market leaders in online savings and financial consulting services, and pioneered goal-based savings plans. Since it was founded in 2018, it made it its mission to enable individuals to invest effortlessly and without it being a cause for worry, so that everyone could finance their retirement, real estate investment, inheritance building and any other project.

Nalo leverage the combination of technology and human skill to offer tailor-made asset and wealth management that is adapted to each client’s specific situation and project without them needing to match any pre-set profiles, and at minimal cost. In addition to this digital service, the Nalo team, which is made of former Private Banking professionals, provides individualized consulting and financial services to every client.

To learn more : www.nalo.fr and @Nalo_fr

About Groupe APICIL

Groupe APICIL is the third biggest social insurance provider in France, with over 3.3 billion euros of revenue per year. It offers a wide variety of high-performing insurance solutions in the fields of health insurance, savings, financial services as well as individual and corporate retirement plans. The group has over 2180 associates, which provide expertise to over 51 500 insured corporations and 1.8million insured individuals. Cooperation and equality are at the core of the group’s attentive services, focused on providing individualized care at each and every step of the insured clients’ lives. The grouping also takes a committed approach to the enforcement of ESG values, and more particularly social inclusion.

More information is available on the group’s website as well as on Twitter @GroupeApicil.

About Mandalore Partners

Mandalore Partners is an asset manager which specializes in Corporate Venture Capital as a service for corporates, family officers and high growth businesses who which to de-risk their innovation programs with strategic investments, all the while being sure that they make a positive environmental and social impact. Mandalore combines global, AI-based sourcing and a unique asset-builder methodology to develop innovating, state-of-art technology by the side of corporates. It invests in solutions in the field of insurance, asset management, and savings solutions.

To learn more : www.mandalorepartners.com and @Mandalore_Minh

Contact : press@mandalorepartners.com

Press contacts

• NALO

Sophie Thiard

Communications Manager

sophie.thiard@nalo.fr

• APICIL

  Karine Marie

  Press & media Relations

  External Communications Department Lead

  Phone: 04 72 27 70 80

  Mobile : 06 99 15 66 59

Karine.marie@apicil.com

• MANDALORE PARTNERS

Minh Q. TRAN

Managing Partner

Phone : 06 22 26 30 97

press@mandalorepartners.com

NALO – French S.A.S. (Société par Actions Simplifiée) with capital social 822 490 €

Headquarters : 21 rue Pierre Leroux - 75007 Paris – France - RCS Paris : 818 577 090. Email : contact@nalo.fr - Phone: 01 83 81 26 55

Financial Services provider registered with ANACOFI-CIF under n° E008433 : professional organization with certification from the French Markets Authority (AMF).

Registered with ORIAS under n° 16002555as a Financial Advisor, Financial Services provider and Insurance Broker, all business activities regulated by the Autorité de Contrôle Prudentiel et de Résolution (ACPR).

Nalo Patrimoine is a life-insurance contract which is labeled in EUROS (€) and/or in UCITS, and for which the insurer is Generali Vie.

Nalo PER is a retirement savings plan labeled in EUROS (€) and/or in UCITS, and is managed by Apicil.

Previous returns do in no way predict future returns. Stock market investments involve a risk of net capital losses. Aforementioned and presented returns and performance do not factor in neither arbitrage operations nor any withdrawal or deposit by NALO customers.

Ramify lève 3,5 millions d’euros pour s'imposer sur le marché des banques privées en ligne

Ramify, la nouvelle plateforme d’investissement qui met le conseil de premier ordre à la portée de tous, annonce une levée de fonds de 3,5 millions d’euros.

Paris, le 14 novembre 2022 - Spécialiste de la gestion de patrimoine en ligne, Ramify propose des stratégies d'investissement personnalisées sur des produits financiers auparavant difficiles d’accès.

Pour accompagner le développement de sa solution, la start-up a mené un tour de table de 3,5 millions d’euros auprès de son investisseur Newfund, d’acteurs institutionnels de renom tel que AG2R LA MONDIALE, Groupe Apicil via Mandalore Partners, le Crédit Agricole Brie Picardie via sa filiale Brie Picardie Expansion ainsi qu’auprès de Business Angels tels que Hervé Schricke, cofondateur de Meilleurtaux.com.

(De gauche à droite) Olivier Herbout et Samy Ouardini, cofondateurs de Ramify

“Cette opération va servir à consolider notre positionnement sur le marché de l’épargne et de l’investissement en ligne en France. Nous comptons recruter des chercheurs quantitatifs issus des meilleures institutions financières et ajouter un assistant fiscal digital pour permettre à l'épargnant de profiter de manière simple de    l'ensemble des options de défiscalisation disponibles sur le marché” déclare Samy Ouardini, CEO et cofondateur de Ramify.

Diversifier, personnaliser et simplifier les placements financiers

Ramify met au service de ses clients son expertise métier et sa technologie pour composer des allocations personnalisées et multi-produits dont les frais de gestion sont parmi les plus bas du marché. Elle propose une expérience 100% digitale et rend accessible au plus grand nombre des produits et services réservés jusqu’alors à une clientèle privilégiée.

De la gestion pilotée par robo-advisor…

Un large panel de SCPI et d’ETF est proposé en gestion pilotée, avec un volet fiscal intégré pour une lisibilité du rendement net de frais et d'impôts.

…à la composition d'allocations personnalisées et multi-produits

Grâce à Ramify, les investisseurs ont également accès à des produits haut de gamme comme l’assurance-vie de droit luxembourgeois, le crédit lombard, le financement de SCPI à crédit, des fonds de Private Equity prestigieux comme Ardian, ODDO BHF, Eurazeo, Bridgepoint, Apax, et l’accès à des investissements dans des start-ups.

Un modèle de banque privée nouvelle génération alliant conseil & performance

Composée de chercheurs quantitatifs et d’experts en gestion de patrimoine multi- actifs qui s’informent en temps réel sur les tendances des marchés, l’équipe conçoit une stratégie adaptée à chaque client en tenant compte de toutes ses particularités, dont son environnement fiscal.

“Les investisseurs peuvent rencontrer des difficultés pour choisir de manière avisée la solution d’investissement qui répond le mieux à leur situation. Nous couplons la technologie à l'humain pour les aider à prendre les meilleures décisions. Les retours de nos clients sont unanimes, l'accompagnement et le conseil sont des qualités indispensables dans la gestion des investissements. C'est ce positionnement hybride qui nous permet de servir au mieux nos utilisateurs existants et d'en convaincre davantage”, affirme Olivier Herbout, Directeur des investissements et co-fondateur de Ramify.

Une offre qui séduit les investisseurs et des performances prometteuses

Aujourd’hui Ramify compte plus de 1000 clients, du cadre dynamique en recherche d’un outil unique centralisant les services jusqu’au profil plus senior ayant déjà un patrimoine important en quête de conseil et d’optimisation. Depuis le début de l’année 2022, le modèle hybride de la plateforme a permis aux portefeuilles les plus risqués de surpasser le S&P de 10%.

Mandalore Partners launches its new Web3-centered fund to invest in #Web3surance

• Web3 technologies will impact insurance businesses in the future,

• Mandalore Partners, a Corporate Venture Capital-as-a-Service specialized in financial services will address new digital challenges by sourcing along with CVP No Limit new insurance cases worldwide for co-investment opportunities

• Fund is to make both investments in CVP No Limit and co-investments in the Web3 categories.

Capitalizing on its expertise in the Insurtech sector, Mandalore Partners, a Corporate Venture Capital-as-a-Service specialized in technology venture capital, has chosen the fast-growing field of Web3 and its applications in insurance for its new fund.

Web3 is an idea for a new iteration of the World Wide Web which incorporates various concepts such as decentralization, blockchain technologies, and token-based economics. These innovations will have an impact on virtually every sector of the economy, most especially in the insurance sector, where technologies using blockchain, smart contracts and cryptocurrencies are already being used by some of the largest players.

Mandalore Partners will address these new challenges by sourcing along with CVP No Limit Holdings (CVP NLH) new insurance cases worldwide for co-investment opportunities.

CVP NLH was founded by Gin Chao, an independent director of Binance US and former Chief Strategy Officer of Binance Worldwide. His track record as head of Binance Labs, the venture capital division of Binance, makes Gin Chao an undisputed international reference in blockchain private equity. CVP NLH, in partnership with private equity fund Clearvue Partners (CVP), led by Harry Hui, and specialized in high-growth consumer and technology strategies, announced the launch of a USD 100 million fund dedicated to strategic Web3 investments: the CVP NoLimit Fund I.

Web3 Capital Partners is to make both investments in CVP NLH and co-investments in insurance applications of Web3 technologies.

“With the profound transformations to come in our societies through the applications of blockchain and Web3, it seemed natural for Mandalore Partners to accompany this historic movement through the prism of the insurance sector. It is a great honor to have the opportunity to do so alongside world-renowned experts in Web3 technologies”, said Minh Q. Tran, Managing Partner at Mandalore Partners.

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Mandalore Partners specializes in Corporate Venture Capital-as-a-Service. Our mission is to de-risk innovation through the creation of strategic and impact alternative funds, allowing our partners to invest and partner with innovative startups selected for their social and environmental impact. We combine global sourcing based on artificial intelligence and a unique asset-builder methodology to develop innovative technologies with corporates.

#Web3Surance #Insurtech #InvestTech #ImpactTech #ImmoTech

minh@mandalorepartners.com

Alpheys launches its new Alpheys Private Assets offering and announces a partnership with CVP NoLimit Holdings in the Web3 ecosystem

Press release
Paris, 9th August 2022

Responding to strong investor demand for unlisted and alternative assets, Alpheys launches its new Alpheys Private Assets offering.

Capitalizing on its technology expertise, Alpheys has chosen the fast-growing field of blockchain and its applications in Web3 as its first investment theme.

Wishing to join forces with a global player, at the forefront of the major transformations linked to Web3, Alpheys has partnered with Clearvue Partners (CVP) and the fund CVP NoLimit Holdings (CVP NLH).

Gin Chao, founder of CVP NLH, is an independent director of Binance US and former Chief Strategy Officer of Binance Worldwide. His track record as head of Binance Labs, the venture capital division of Binance, makes Gin Chao an undisputed international reference in blockchain private equity. CVP NLH, in partnership with private equity fund CVP, led by Harry Hui, and specialized in high-growth consumer and technology strategies, announced the launch of a USD 100 million fund dedicated to strategic Web3 investments: the CVP NoLimit Fund I.

Alpheys will be the distributor in France of the European version of the fund. The fund will be co- managed by Mandalore Partners, a specialist in technology venture capital. Mandalore Partners advises numerous institutional investors in France, particularly in the insurance and savings sectors.

"At a time when all of the world's largest companies, in all sectors, are investing heavily to prepare for the profound transformations of our society through the applications of blockchain and Web3, it seemed essential to us to be able to accompany partners of Alpheys in this historic movement. It is a great honor to have the opportunity to do so in partnership with major and world-renowned players, and we are very happy to share it with our clients," said Sisouphan Tran, President of the Alpheys Group.

About Alpheys:

The ALPHEYS Group provides wealth management professionals with innovative market solutions across all asset classes through an open architecture technology platform.

ALPHEYS, recognized for its technological leadership, currently has €5 billion in assets under management, more than 1,000 professional partners and 300 management companies connected to the platform.

About Mandalore Partners:

Mandalore Partners is a company specialized in (Corporate) Venture Capital as a Service for large groups, ETIs, and growing companies to source and invest in innovative technologies. #Web3Surance #Insurtech #InvestTech #ImpactTech #ImmoTech

Alpheys lance sa nouvelle offre Alpheys Private Assets et annonce un partenariat avec CVP NoLimit Holdings dans l’écosystème Web3

Communiqué de presse
Paris, le 9 aout 2022

Alpheys lance sa nouvelle offre Alpheys Private Assets et annonce un partenariat avec CVP NoLimit Holdings dans l’écosystème Web3.

Répondant à la forte demande des investisseurs pour les actifs non-cotés et alternatifs, Alpheys lance sa nouvelle offre Alpheys Private Assets.

Capitalisant sur son savoir-faire en matière de technologies, Alpheys a choisi pour première thématique d’investissement le domaine à très forte croissance de la blockchain et de ses applications dans le Web3.

Souhaitant pour cela s’allier avec un acteur de taille mondiale, à l’avant-garde des transformations majeures liées au Web3, Alpheys a conclu un partenariat avec Clearvue Partners (CVP) avec le fonds CVP NoLimit Holdings (CVP NLH).

Gin Chao, fondateur de CVP NLH, est administrateur indépendant de Binance US et ancien Chief Strategy Officer de Binance Monde. Son track-record à la tête de Binance Labs, la division venture capital de Binance, fait de Gin Chao une référence internationale incontestée en matière de capital investissement dans la blockchain. CVP NLH, en partenariat avec le fonds de Private Equity CVP, dirigé par Harry Hui, et spécialisé dans les stratégies de consommation et de technologie à forte croissance, ont annoncé le lancement d’un fonds de 100 millions USD dédié aux investissements stratégiques du Web3 : le CVP NoLimit Fund I.

Alpheys sera le distributeur en France de la version européenne du fonds. Ce fonds sera co-géré par Mandalore Partners, spécialiste du venture capital en technologie. Mandalore Partners conseille de nombreux investisseurs institutionnels en France, notamment dans le monde de l’assurance et de l’épargne.

« A l’heure où toutes les plus grandes entreprises du monde, tous secteurs d’activité confondus, investissent massivement pour se préparer aux transformations profondes de notre société par les applications de la blockchain et du Web3, il nous paraissait primordial de pouvoir accompagner les partenaires d’Alpheys dans ce mouvement historique. Avoir l’opportunité de le faire en partenariat avec des acteurs d’envergure et de notoriété mondiale est un grand honneur, que nous sommes très heureux de partager avec nos clients professionnels du patrimoine », indique Sisouphan Tran, Président du groupe Alpheys.

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A propos d’Alpheys :

Le groupe ALPHEYS propose aux professionnels de la gestion du patrimoine des solutions de marché innovantes sur l’ensemble des classes d’actifs grâce à une plateforme technologique en architecture ouverte.

ALPHEYS, qui est reconnu pour son avance technologique, compte aujourd’hui 5 milliards d’euros d’encours administrés, plus de 1000 partenaires professionnels du patrimoine et 300 sociétés de gestions connectées à la plateforme.

A propos de Mandalore Partners :

Mandalore Partners est une société spécialisée dans le (Corporate) Venture Capital as a Service pour les grands groupes, les ETI, et les entreprises en croissance pour sourcer et investir dans les technologies innovantes. #Web3Surance #Insurtech #InvestTech #ImpactTech

Pour plus d’information:

info@web3surance.com

press@mandalorepartners.com

Mandalore Partners au Web Summit 2022

Mandalore Partners sera présent au Web Summit 2022 (Lisbonne, du 1er au 4 novembre 2022).

Venez nous rejoindre pour découvrir les enjeux de la #Web3surance et l’impact des innovations liées au Web3 sur le secteur de l’assurance !

Mandalore Partners at the Web Summit 2022

Mandalore Partners will be at the Web Summit 2022 (Lisbon, November 1-4).

Come an join us to learn about #Web3surance and the impact of Web3 innovations on the sector of insurance !

#Web3surance - why insurance firms are looking at Web3 startups to gain insights

Web3 wiki

Get our presentation here on Prezi

Have you heard of web 3 startups? And #Web3surance? Then this is the latest trend about how web3 technologies will impact the business of insurance companies.

Back to Web3. What does it mean? Here is what you can find on Wikipedia:

“Web3 (also known as Web 3.0) is an idea for a new iteration of the World Wide Web which incorporates concepts such as decentralization, blockchain technologies, and token-based economics. Some technologists and journalists have contrasted it with Web 2.0, wherein they say data and content are centralized in a small group of companies sometimes referred to as “Big Tech”. The term “Web3” was coined in 2014 by Ethereum co-founder Gavin Wood, and the idea gained interest in 2021 from cryptocurrency enthusiasts, large technology companies, and venture capital firms.”

— Wikipedia

At Mandalore Partners, we use a framework to explain how Web3 startups show strong signals of user, tech and business trends to form technology disruptions.

Using an illustrative example taken from the the music industry, we can show a disruptive technology emerging from the crossing of user, tech and business trends. Back in the 2000s, users wanted to listen to songs online (vs buying CDs). First, with P2P exchange, then later with technology innovation in digital rights management, we were able to introduce payments for artists online and better fight against online piracy. Then, finally, firms came up with a new business model of selling songs at 1$ with iTunes then later Deezer, Spotify, … Thus, combining user, tech and business trends, Apple disrupted the music industry as a new entrant and constitutes an illustration of our innovation framework.

Introduction to our Innovation framework:

Our framework works as follows: we identify user, tech and business insights to deduct disruptive foresight. User trends help but without tech there is no venture building. User and tech trends cannot scale without business. So, most VCs are interested in the combination of user, tech and business insights to make educated investments.

Following Macro trendS…

On the macro trends, we can see that Wealthtech or Digital Advisors are on the rise. Younger profile of investors want impact investments and this is the end of the Euro Fund or Livret A in France.

… There is a clear User increase in crypto investors …

Not convinced? Pick the top 3 trends (source):

1. Between 2012 and 2021, the price of Bitcoin has increased by over 540,000%.

2. 300+ million people around the world use/own cryptocurrencies in 2021.

3. The global crypto market cap is $2.17 trillion as of December 17th, 2021.

Not only you have an increase in the user base of crypto investors, but also you have more digital serviced need from your insurance providers. Consequently, you will have more financial and wealth advisers soon offering you life insurance with crypto services or embedded investment services. This also can come from other players like payment or chat platforms. For example, we have WeChat in China within the app offering life insurance. Soon, life insurers will offer embedded services.

… with more WEB3 Blockchain Technology emerging …

If you look at the top funding in Insurtech in all regions, you will see a lot of money was invested in insurance distribution (50%) then in new products (30%) and finally, in claims (20%). However, during the same period, insurance companies have seen their admin costs for processing claims increase according to studies made by B3i. That seems to indicate that Insurtech startups did not manage to introduce new technology that can significantly reduce insurance companies’ costs. If you want to build neo-insurance companies from scratch then most likely you will build it today on blockchain infrastructure, as this can be a way to manage costs. Many insurance firms like Wakam have done it without great publicity. Furthermore, If you are an asset manager or if you are in life and savings then, as an asset builder, to manage the relationship with your asset managers including your in-house asset management firm, blockchain or decentralized finance infrastructure can be a solution. Look at Iznes for example in this video on how the work is done for Generali France.

… and the rise of a new Business model in life embedded insurance

No venture without a solid business model can scale. Innovation in business has also been a great area of growth for VCs. While you have the typical improvement in sales force, analytics-driven decision making and operational improvement, we have witnessed the rise of a new business model with financial advisors. Instead of selling a pure life insurance contrat, they have embedded new services like AI-powered investment in crypto or private equity, thus offering the ability to do cross selling from a pure traditional life insurance product.

Disruption coming in #Web3surance

As a conclusion, our Innovation Framework shows disruption coming from Web3 startups offering new solutions to an increasing base of crypto users allowing insurers to innovate their business model of selling pure traditional life insurance to what we could call life embedded insurance.